Taking Social Security Early

The most common question I get about Social Security is, “Will it really be there when I retire?”. My answer is a resounding yes. Social Security is the most popular US government program. Almost 90% of Americans over age 65 receive Social Security benefits. Social Security benefits replace about 40% of pre-retirement income on average….

This Week in Women

The Challenges that Working Mothers Still Face Sue Shellenbarger for The Wall Street Journal Work-family remedies aren’t really remedies unless they reach a larger proportion of working parents. While access to paid family leave is growing, only about 16% of private-sector workers in the U.S. have it. In a Year of Notable Deaths, a World…

Curveball Clarity

We plan, God laughs – old Yiddish proverb I tell every new client that the moment the ink dries on their financial plan, something will change. It is amazing how fast changes happen for some; a new job opportunity arises, an offer is made to sell the business, a parent needs care, or a personal…

This Week in Women

A Midwife in North Country Emily Bobrow for The New Yorker This article is near and dear to me today as I await the birth of my second child. My first baby was born at home under the care of a Certified Professional Midwife, and all signs look good for another homebirth this time around….

Best of the Belle Curve in 2019

As another calendar year comes to a close, here are the most read posts on the Belle Curve in 2019. Thank you for following along, reading, and sharing your comments. Investing and financial planning specific topics ranked high on the list, and I will try to focus more on these areas in 2020. Yield Curve…

This Week in Women

Insurers grow wary of ‘high risk’ executives in wake of #MeToo movement Susan Antilla for CNBC The #MeToo movement is forcing insurers who provide coverage for high-profile executives accused of sexual harassment and assault, such as disgraced Hollywood producer Harvey Weinstein, to rethink their business.   The Top 20 Female Portfolio Managers in the US…

This Week in Women

Barack Obama – Women are Better Leaders than Men Saira Asher for BBC News “I’m absolutely confident that for two years if every nation on earth was run by women, you would see a significant improvement across the board on just about everything… living standards and outcomes.” Wall Street says it cares about diversity. But…

How the SECURE Act Could Impact your Retirement Plan

Back in May, the House overwhelmingly passed a bill that would bring sweeping changes to the retirement savings landscape. However, the Setting Every Community Up for Retirement (SECURE) Act stalled in the Senate and appeared unlikely to pass in 2019. That is until this week, when the SECURE Act made it in to the government…

The Importance of Being Challenged

In January, I received an email from Maura Cunningham, founder of Rock the Street, Wall Street, a nonprofit providing financial literacy to high school girls with the goal of sparking their interest in financial careers. She read my op-ed in the New York Times on the lack of gender diversity among financial advisors and wanted…

This Week in Women

Finnish minister Sanna Marin, 34, to become world’s youngest Prime Minister BBC News Alphabet Adds Nobel Prize Winning Chemist Arnold to Board – bringing the total number of female directors to three Bloomberg Earlier this year, Robin Washington, outgoing chief financial officer of Gilead Sciences Inc., joined the Alphabet board as longtime chairman Eric Schmidt…